A service design project aimed at improving the private pension experience for AvivaSA’s customers. The project focused on simplifying a complex, low-literacy financial service by redesigning customer journeys and backend operations. From in-depth research and persona creation to design thinking workshops, journey mapping, and final UI delivery, this work aligned human needs with business and operational realities.
To build a meaningful and user-centered service experience, we began with a deep discovery phase. This included understanding AvivaSA’s existing ecosystem, conducting extensive qualitative research with both customers and stakeholders, and synthesizing insights to reveal pain points and opportunities.
We began by analyzing AvivaSA’s private pension management ecosystem to uncover structural and experiential gaps. This included:
Products & Systems: AvivaSA Mobil (FonPro), competitors, and global benchmarks.
Processes: Existing BES flows, communication practices, and support paths
Experiences: Customer journeys across mobile, web, call centers, and sales agents.
This foundation helped us map the “as-is” state and identify key areas for transformation.
To explore both customer behavior and internal service delivery, we conducted:
13 Customer Interviews
24 Stakeholder Interviews
Focus Group with 4 Sales Agents
Analysis of 5 Support Line Calls
We uncovered key issues including decision fatigue, uncertainty in fund management, and low engagement due to unclear communication and low financial confidence.
From research, we synthesized a range of actionable insights:Customer Needs & Pain Points:
Difficulty understanding the pension system
Limited confidence in making fund decisions
Preference for expert guidance and personal contact
Lack of proactive, simplified communication
Explore a curated collection of my UX/UI projects—each crafted with care, creativity, and a focus on real user needs. Dive in and discover the stories behind the screens.
Based on our research, we created three personas, each representing a different mindset around savings, risk, and autonomy. These personas were essential in highlighting how financial literacy and emotional needs influence behavior.
We hosted a design thinking workshop with 45 participants, including 7 real customers, alongside stakeholders from marketing, operations, sales, and digital.
Following the workshop, we synthesized key ideas into future-state user journeys tailored to each persona. These new journeys ddressed real pain points through improved guidance, communication, and clarity.
After the co-creation workshop, we prioritized the most promising ideas based on user value, feasibility, and business alignment. We conducted quick validation tests with both customers and internal stakeholders to refine the concepts.
After the co-creation workshop, we prioritized and refined the most promising ideas. Through quick validation tests with users and stakeholders, we assessed feasibility and value. This led to the definition of a minimum viable experience focused on clarity, guidance, and user trust.
We translated the MVP into low-fidelity prototypes to test core flows such as onboarding, fund selection, and user education. Usability tests helped us iterate quickly and refine interaction logic and language before moving into final design.
We delivered tailored mobile app screens for three distinct user personas, and designed internal tools—including resolution center flows—to support backstage operations. The design balances clarity, guidance, and trust, making a complex service feel simple and approachable.